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Home » Motorsport Race Team Insurance

Motorsport Race Team Insurance

Motorsports Race Teams Insurance in California and 30 other States

Race Teams

Race teams have unique Insurance needs. K2 Insurance understands your exposures and has a variety of insurance products to cover every facet of your team. From your shop location to in-transit cross country as well as coverage in the Pits for your Competition vehicle. Coverage for anything associated with a race team is available.

Policy form specific to the MOTORSPORTS industry written by A Rated companies.

  • Race Shop
  • Tools & Equipment
  • Transit Rigs
  • Commercial Auto
  • Racing Association
  • Owners and Sponsors
  • Rider Event Liability
  • Directors & Officers
  • Competition Vehicles & Parts
  • Show Cars

Contact Us Single Event-application Owner Sponsor-app Off Course-app

Liability on Premises and away from Shop – Limits from $1,000,000 to $10,000,000.

  • Products Coverage
  • Spectator Liability
  • Garage Keepers
  • Crime
  • Workers Compensation
  • Excess Liability
  • Buildings
  • Business Property
  • Spectator Liability
  • Electronic Media
  • Inland Marine Coverage
  • Employee Benefits

COVERAGES

General Liability

  • Comprehensive General Liability – limits to $1M each occurrence/$3M aggregate
  • Employee Benefits Liability
  • Coverage for emergency medical personnel
  • Errors & Omissions coverage for Race Officials available
  • Participant Legal Liability included available
  • Primary coverage for self-promoted events

Umbrella/Excess Liability

Large Excess Limits available

Property

  • Race cars and equipment insured under Inland Marine while off-track
  • Blanket coverage available for buildings ,personal property, and business income
  • Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake

Automobile

  • Owned/non-owned/hired auto
  • Rental reimbursement
  • Web-based Auto ID card issuance
  • Online defensive driving workshop

Crime and Fidelity

  • Employee Theft
  • Forgery or Alteration
  • Theft, Disappearance, and Destruction

Directors & Officers Liability

  • Defense costs for claims seeking non-monetary relief
  • Most favorable venue wording for punitive, multiple, or exemplary damages
  • Broad definition of Employment Practices Wrongful Act

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